Metro Universities Resource

My credit score was in the low 400’s after my student loan went into default. I am still confused how the other loans with the same company were in defferment but these were left off. I was just told too bad. My question is now that I have consolidated the defaulted loan I have also gotten some credit repair and a lot of derrogatory things paid off and deleted. Does consolidating the student loan in itself improve your credit score?

I paid off my entire defaulted student loan at the beginning of this month. I even received a paid in full letter. But today I just got a letter from the IRS that my $600 was applied to that loan by offset!! Apparently there wasn’t enough time between when I paid off the loan and then getting my rebate. I just tried to call the Missouri Department of Education, which my loan is through, but they are closed for the day. Does anyone know if I can get my $600 back???